Introduction

This Privacy Policy explains how the Moneyly – Expense Manager application (“Moneyly”, “we”, “our”, “us”) handles your data. We respect your privacy and are committed to protecting your information while you use the app.

1. Information We Collect

Moneyly does not collect or store personally identifiable information such as your name, email address, or phone number on external servers.

The following data is stored locally on your device only:

• Income and expense transactions you add inside the app.
• App settings such as preferred currency, language, and basic preferences.
• Savings goals and monthly budget values that you configure.

All of this data is saved using local storage mechanisms (such as SharedPreferences or internal files) and is not sent to our servers or any third party.

2. How We Use the Data

Data stored on your device is used only to:

• Display your transaction history inside the app.
• Calculate your current balance and remaining budget.
• Generate financial charts and reports.
• Customize your experience (language, currency, etc.).

3. Data Sharing

Moneyly does not sell, rent, or share your personal data or transaction data with any third party.

If we integrate third-party services in the future (such as Google AdMob or analytics services), this policy will be updated to clearly describe what data is collected, how it is used, and what options are available to you.

4. Permissions

The app may request certain permissions, such as:

• Storage access: to save exported PDF or Excel files.
• Internet access: for future updates or ads (if added).
• Notifications: to send reminders if you enable such features inside the app.

Permissions are used only for their clear functional purposes as shown in the app and are not used to collect data without your knowledge.

5. Data Security

Your data is stored in a private app area on your device that is not directly accessible by other apps under normal conditions. However, we recommend:

• Keeping your device protected with a screen lock or biometric lock.
• Not sharing your device or backups with untrusted persons.
• Creating backups of your data before uninstalling the app or changing devices.

6. Children’s Privacy

Moneyly is primarily intended for adult users to manage personal finances. We do not knowingly collect data from children. If you are a parent or guardian and believe that your child is using the app inappropriately, you can remove the app from their device.

7. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in the app, Google Play policies, or applicable laws. Any changes will be posted on this page with an updated “Last updated” date.

Last updated: March 2025

8. Contact Us

If you have any questions about this Privacy Policy or how your data is handled in the app, please contact us at:

Support email: moneyly@nasher.tech

Please replace this email with your actual support email address.